PSD2 API

The documentation for the iBanFirst PSD2 API is designed to assist developers, financial institutions, and aggregators in implementing the API specifications mandated by PSD2 (Payment Services Directive 2).

iBanFirst PSD2 API

The iBanFirst’s PSD2 API can be used for both Account Information (AIS) and Payment Initiation Services (PIS).

Our API is certified and iBanFirst is exempted from any fallback mechanism in the context of PSD2.

Since our priority is to secure customer’s data and ensuring a smooth customer experience, our PSD2 API is based on a common “redirect” method (defined in standards such as OAuth2.0).

According to PSD2 regulations, our PSD2 API is totally free for clients.

If you are a registered Third-Party Provider (TPP), with a qualified EIDAS QWAC and wish to use iBanFirst API, please contact us at open-api@ibanfirst.com

Open Banking with PSD2

The revised Payment Services Directive (PSD2) requires banks to allow Third-Party Providers (TPPs) to access account and make payments on their customer’s behalf and with their consent.

This regulation ensures that banks put into place the necessary systems to securely and reliably share their services and data with registered TPP.

APIs are already widely used across the internet to share information and provide secure access to accounts and payment services.

Sandbox Credentials

Our PSD2 API Sandbox is an open environment that allows to experiment, develop and test TPP’s application for the PSD2 services. It covers accounts information, payment initiation and secure customer authentication.

After using the following credentials to register yourself, you can submit API requests and receive simulated responses.

Login: m01148y
Password: AccountPSD2
Authentication: 000000
Test URL: https://open-api-sdbx.ibanfirst.com/Banking/API
EUR IBAN: BE90 9140 0154 4332
USD IBAN: BE68 9140 0154 4534

Performance

Past incidents

2024

No incidents reported

2023

No incidents reported

2022

No incidents reported

2021

No incidents reported

2020

No incidents reported

2019

No incidents reported